errors found:
warnings found:

Save Your Form

Personal Loan Application
This will end your current session but your form will be saved and may be re-opened later.

Security question

Please review your security question and answer. This question must be correctly answered to re-open the form.
errors found:
warnings found:

Open Your Saved Form

Personal Loan Application
To resume your form please complete the following details.

Reference Code

When you saved your form you should have been provided a reference code.

Security Question

Your answer to this question must match the information you previously provided.

What is a PEP?

A Politically Exposed Person (PEP) is someone who performs important public functions, for example:

• A high ranking member of the armed forces (top three senior levels of each service)
• Heads of state, government and cabinet ministers
• Senior government officials
• Senior executive of state-owned organisation

A PEP is also the immediate family member of a person referred to above, including a spouse, defacto partner or child.
Company logo
Reference Code:
Have you previously started a form?
Please resolve the following issues before proceeding
Click on an issue to go directly to the related section of the form.
errors found:
warnings found:

Application Received

Personal Loan Application
Thank you for choosing Australian Military Bank

What happens next?

You are required to complete these additional forms to finalize your request.
We’ve received your application, thanks for applying with Australian Military Bank. Your reference no. is
Please quote your reference code when enquiring about your submission.
Congratulations, your application has been conditionally approved!

In order to finalise your application, we’ll need to verify your income and confirm some other details. One of our Lending Specialists will be in touch within the next 24 hours to progress your application.

In the meantime, please feel free to contact us on 1300 13 23 28. We’re here from 8am to 6pm on weekdays and 9am to 12pm on Saturdays (EST).
Thank you for submitting your application.

Our Lending Specialists are currently reviewing the information you have provided and will be in touch within the next 24 hours to progress your application.

In the meantime, please feel free to contact us on 1300 13 23 28. We’re here from 8am to 6pm on weekdays and 9am to 12pm on Saturdays (EST).
Thank you for submitting your application.

Unfortunately, after assessment of the information provided, we are unable to approve your application. Our decision was based wholly or partly on information contained in the credit report received from Veda Advantage Group.

When we assess loan applications we take several factors into account including your financial position, credit history, employment and capacity to repay existing and new commitments. When reviewing credit history, we consider factors like the number of past credit applications you have made, repayment history, bankruptcy, defaults and serious credit infringements.

Can I access my credit report?

Yes, of course. You have the right to access your credit report without charge, within 90 days of the date of this letter. To access your credit report, please contact Veda in writing at the following address:

Public Access Division

Veda Advantage Group

PO Box 966

North Sydney NSW 2059

To assist Veda when making the request, please provide them with your full name, date of birth, drivers licence number (if applicable) and your full current residential address.

Why should I check what’s on my credit report?

Your credit report contains personal information such as current and past addresses, your employment details, and credit information such as the listings of credit that you have applied for. It also contains your repayment history and if you have any payment defaults and serious credit infringements. Therefore, it’s important that you check that the information contained on your credit report is accurate.

What if I think that the credit related information that Australian Military Bank holds is incorrect?

We take reasonable steps to make sure that the personal information (including credit-related information) that we collect, use or disclose is accurate, complete and up-to-date. However, if you believe your information is incorrect, incomplete or not current, you can request that we update this information by contacting us on 1300 13 23 28 or by emailing

Should you feel that we may not have taken full account of your financial position in making this decision, or if you have a complaint that you would like us to investigate, do not hesitate to contact us on 1300 13 23 28 or by emailing
Your tracking code for this application is

For your records

Would like a copy of this submission for your personal records?

Check your email

For your records, you have been emailed a copy of your application.
If you wish, you can also download a copy by clicking on the link below.

Next Steps

What happens next?
If you’ve submitted your application on a week day, we’ll be in touch to discuss your application within 24 hours. All other applications will be responded to on the next business day.
Important information:
A copy of your last pay slip is required in order to assess your application. Please email this to us at
If you have any queries please call 1300 13 23 28. Our contact centre is open 8am – 6pm Monday to Friday and 9am – 12pm Saturdays (AEST).
Thought about insurance?
Australian Military Bank offers a range of insurance options. Our staff will discuss your loan protection options when we contact you next. In the meantime, please click here to learn more about our great value policies.
You have been emailed a copy of your application, it has been sent to the address you provided. If you wish you can also downlaod a copy by clicking on the link.

Application Saved

Personal Loan Application
Your form has been saved and may be re-opened any time in the next 14 days.
Your Reference Code is:
Please note that your form will expire on .

Send yourself a reminder email

Enter your email address and we'll send you you instructions on how to return to your form.

Check your email

We've sent instructions to your email address () on how to return to the application when you are ready. If you didn't receive it or would like a reminder send to a different email address, just click the link below and follow the instructions.

Personal Loan Application

Personal Loan Application
Fields marked with  * are required
You will need the following information:
Your employment, income and living expense details
Your asset details including, land, house, contents, vehicles, savings, shares and super
Any amount you owe on loans, overdrafts, credit/store cards (including limits and repayments)
What happens next? Once you have completed your online application, your details will be sent securely to our Online Member Service team. You'll then receive a reference number so that you can easily follow up your application with the team at any time. You can keep a copy of your application simply by clicking the 'print' button on the last page of the application. Saving your application Don't have all the information to complete your application form now? You can save your form at any time and pick up where you left off later. To be eligible for a personal loan we require that you:

Are at least 18 years of age Are a citizen or permanent resident of Australia Are currently employed or are receiving a regular income Have not declared bankruptcy or insolvency, or had defaults on any loans, credit cards, interest free finance or store cards in the last five years
If there is more than one applicant, the above eligibility criteria must be true for all applicants.

Australian Military Bank Membership You agree to become a member of Australian Military Bank when we open this account. For further information about membership, please refer to our Constitution available on our website. Your privacy is important to us How we collect, use and disclose your personal information is important for you. Our Privacy Notice has important information about how we deal with your personal information. Here is our Privacy Notice. Please take time to read it online, print a copy or save it to read later.

You confirm that you are authorised to provide the personal details presented and you consent to your information being checked with the document issuer or official record holder for the purpose of confirming your identity.

Getting Started

Personal Loan Application
Fields marked with  * are required

Your Loan

Let's get started with some details about the loan.
What would you like to do today?
Is this a single or joint application?

Your Personal Details

Please tell us a little about yourself.
Personal Details For Applicant
Prefill your application
To save time, you can prefill this form with personal information from your LinkedIn account.
Are you known by any other names?
Gender *
Are you a member of Australian Military Bank?
How long have you been a member?  *
Date Of Birth


Please begin typing, and then choose your address from the list
Your input will be checked against the Postal Address File.
Address Details For Applicant
Have you been there 2 years or more?

Additional Details

Personal Loan Application
Fields marked with  * are required

Your Postal Address

Postal Details For Applicant
Do you have a different postal address?

Postal Address

Other Details

Other details For Applicant
Residential Status
What is your relationship status? *
Are you a US ctizen or resident for tax purposes?
Are you an active member of the Australian Defence Force?
Are you a Politically Exposed Person (PEP)?

Loan and Finances

Personal Loan Application
Fields marked with  * are required

Loan Details

Please give us some details on the type of loan you are applying for.
Would you like a fixed or variable rate loan?
Purpose of the loan
Australian Military Bank offers loan insurance which protects your loan with repayment relief in the event of death, disability, involuntary unemployment or illness.
Do you want to protect your loan?
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance (CGU). In arranging for this insurance, Australian Military Bank acts under its own AFSL and under an agreement with CGU. Terms & Conditions apply. Learn More The information on this form is of a general nature. It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advise before making any financial decisions. We will also discuss options to protect you against unforeseen circumstances, to ensure your lifestyle and family are protected.
Would you like to use a vehicle for security?
Please include the vehicle in the Personal Assets section.

Salary Income

Please include your Uniform Maintenance, Service and Rent Allowance
Please combine the values for Applicant 1 and 2 for these questions.

Other Income

If none apply, please enter 0.

Monthly Expenses

If this does not apply to you please enter 0.
Monthly Living Expenses
(eg holidays, entertainment, gym membership, cleaning etc)
Total General Monthly Expenses:

Assets and Debts

Do you have any assets?

Personal Assets

Remember to add your property as an asset.
Do you have any debts?

Personal Debts

Repayment Frequency

Your Employment Details

Personal Loan Application
Fields marked with  * are required

Employment Status

Employment Details For Applicant


Type of employment *
Time with employer

Business Details

How long have you been in business?

Your Accountant's Details


Please select other employment type *


Personal Loan Application
Fields marked with  * are required

Contract and communications

I would like Australian Military Bank to email me the Offer & Loan Contract, statements and notices.
I understand that: Australian Military Bank will not post me paper statements and notices I need to check my emails regularly I can revert to receiving paper statements and notices in the post at any time
Documents including the letter of offer, terms and conditions, loan statements and other documents required by law will be sent in the post.
By consenting to this, you will not receive paper copies of these documents. Should you require paper copies, or you wish to withdraw your consent for receiving these documents electronically at any time, you may call 1300 13 23 28.
How would you like to manage your loan account?


Do you have your documents ready to go?

In order to complete your application we will need your last payslip. Save time by uploading it now.
Your last payslip
I will send it later via email


Please confirm by submitting this application you declare that:
If there is more than one applicant, each of the following declarations is made by each applicant.
By submitting this application I/we declare that:

Identity Verification Details

Identity Verification For Applicant
Save Time, Verify Online.
Electronic ID Verification offers the fastest and most convenient process for you. If you would prefer to visit a branch then select Manual verification.

Preferred Method

Please select your preferred method of identity verification.


Please begin typing, and then choose your address from the list
Your input will be checked against the Postal Address File.
Have you been there 2 years or more?

Verify your identity

Please tick the consent to establish your identity online.
Please wait while we verify your details...

Identity Documents

Please provide as much identify information as you can to increase the potential for a successful verification.
Select the identity types you have available for Applicant

Process Identity Documents

Please wait while we verify your details...
Identity Verified!
Your electronic identity check was successful.
Identity was not confirmed
Unfortunately, we were not able to confirm your identity using the information you've provided us. Please proceed with the application and we will get in contact to ask you a few more questions to verify your identity.

Manual Verification

Please ensure you familiarise yourself with the Manual Identity Verification Requirements.

Manual Identity Verification Requirements

Manual identity verification requires that you take your identity documents into a an Australia Post outlet to be verified by a postal worker. All account holders or signatories on accounts must provide their supporting identification documents. For information on manual identity requirements please view our online documentation.
© Copyright Avoka Technologies 2015 ~ Privacy Policy
error(s) Found
Please touch here to resolve the first error.